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Retirement Planning​ Stages

 

Helping our clients with one of the most complex challenges facing them today, namely planning for retirement in an uncertain environment, lights the passion within us. ​We begin by really listening to our clients, and focusing in on their hopes, dreams and desires for retirement. By getting to know the client first, we then build a customized plan with them so they can fulfill their goals. Your typical retirement planning "professional" is a strictly commission based salesperson just trying to sell you their latest product with the biggest commission. We are not typical; we don't earn commissions, but are rather fee based for our services.

Plan for Retirement
Enjoy Retirement

Pre-Retirement Planning - Starting out

 

We assess a client's long-term planning situation and needs, and then evaluate retirement options and make appropriate recommendations.  This is what distinguishes us from others in the industry.  We will help you:

  • identify hopes, dreams, and desires

  • prioritize and set goals

  • minimize taxes

  • protect your family

Fund Retirement

Post-Retirement Planning

 

Once you decide to retire, then we can assist you in the following areas:

  • income maximization

  • growth strategies

  • tax planning

  • gifting

  • are you being charged for insurance coverage thay you no longer need?

  • consider long-term care coverage options

Stay Retired

Enjoying the good life

 

Keeping you retired is our number one goal, so we will continue to work with you over the years and help you in:

  • reexamining asset allocation to see if it meets your needs and risk tolerance

  • reassessing your cash flow needs

  • exploring guaranteed income

 

Build wealth - Are you financially independent?

 

We have up-to-date information about current issues impacting the area of retirement planning.  We can help you focus on the following:

  • saving is a priority

  • max out on 401(K)/IRA contributions

  • investments that may help you achieve your long-term goals

  • risk management

  • if you are 50 or older, then take advantage of catch up opportunities

  • pay off debt

  • monitoring your financial plan

 

 

 

 

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